GTW-Solution

GTW Pay & Clear

GTW Pay & Clear is designed for companies that want to execute refunds and account settlements in the SAP FI-CA environment efficiently, automatically, and instantly. The solution enables direct bank transfers straight from SAP – without detours via traditional interfaces or manual handling. This way, you modernize your payment processes and increase the efficiency of your finance operations.

The smart solution for automated real-time payment processing – fully integrated into your SAP landscape.

Your Benefits at a Glance:

01
Instant Payments Directly from SAP

Enable real-time refunds and payouts – without detours via external interfaces or manual approvals.

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02
Automatic Account Clearing

Post incoming payments and refunds rule-based and error-free – directly during the payment process.

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03
Seamless Bank Integration via API

Eliminate traditional STFP or CAMT processes – GTW Pay & Clear connects SAP directly to your bank.

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04
Relief for Finance Teams

Reduce manual tasks and sources of error – for a streamlined, automated payment process.

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05
Audit-Proof by Design

Handle duplicate or incorrect payments in compliance with SAP standards – with full audit logging.

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06
Live Account Balances & Cash Pooling

Keep track of all account movements in real time – enabling sound liquidity decisions and centralized control.

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07
Ready to Use Without Additional Systems

Fully integrated into SAP FI-CA, FI-AP, and FI-BL – no middleware or extra infrastructure required.

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Core Functionalities

Direct Bank Connectivity via API

Payment orders are transmitted directly from SAP to your bank – secure, fast, and fully automated, without detours via STFP or CAMT.

Full SAP Integration

Seamless embedding into SAP FI-CA, FI-AP, and FI-BL – with no middleware, additional systems, or redundant data storage.

Automated Account Clearing

Incoming payments and refunds are reconciled rule-based – including error handling for duplicates and discrepancies.

Four-Eyes Principle for Approvals

Optionally configurable approval logic for sensitive payment transactions – implemented directly within SAP standard.

Live Cash Pooling & Balance Matching

Real-time determination of account balances and liquidity across all connected bank accounts.

Basket Payment Logic

Combine multiple refunds into a single payout order – individually controllable and fully automated.

Audit-Proof Logging

Every transaction is recorded without gaps – including status, timestamp, and complete technical traceability.

Use Cases

Energy Providers & Telecommunications

Customer credits from annual statements or tariff changes are automatically refunded – fast and error-free.

Retail & E-Commerce

Invoice payments are processed in real time – enabling immediate release of deliveries or discounts.

Subscription Models & Mobility Services

Subscriptions, chargebacks, or partial refunds – all managed directly from SAP, including basket payment logic.

Public Administration

Refunds for fee overpayments are executed rule-based and transparently.

Financial Services

Basket payments with approval mechanisms and real-time reconciliation – including automated posting to SAP ledgers.

Our Valued Customers

Shaping the Future Today

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Peter Wagner
Partner
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Let’s take off together!

Let’s explore your business together in a free consultation – and find the billing solution that prepares you for the future.